Your family, its lifestyle, and your family home, are things that you work all of your life to build. Your hard work deserves to be protected both while you are here to enjoy it and once you have sadly passed away. Life insurance for over 50 year olds can provide a solution and protect your legacy.
Q: How soon can my policy payout?
Over 50 Life Insurance policies are not the same as 'over 50 plans' - and unlike those plans there are no waiting periods. This means that your family can make a claim from the first day that your cover is in place, and be confident that a full payout will be made.
Q: How long will my cover protect me?
The length of time that your policy provides protection is entirely up to you! You can either choose to cover yourself for a certain number of years, by using standard over 50s life insurance cover, or until the day you die with a whole of life policy.
Q: Will I need to have a medical?
Collecting medical information is an important factor of ensuring that a full payout can be made when you die. As a part of this process, the insurance company may need to speak to your doctor, and in a small number of cases, they may also ask for a doctor or nurse to conduct a short medical examination. This is completely free of charge to you, and is arranged at a time to best suit you.
Q: Can I get life insurance cover if i've had medical problems?
Just because you have suffered from a medical condition it does not exclude you in any way from getting life cover. Medical conditions will be taken into account by the insurer, and depending on their severity and continued effects on your health, will either cause no change to the premiums offered, or in a small number of cases an increase.
If an insurance company did choose to increase your premiums, we may be able to find you a different policy with more favourable terms. At the end of the day we are here to offer you advice, and find you the most suitable policy at the best available price!
Q: How much will my life cover cost?
The cost of your cover depends on a number of factors, including your age, sex, medical history, and smoker status. Also taken into account is the amount that will be paid out by your cover, and how long it will protect you for.
No need to wait two years to claim!
With our policies you don't need to wait two years to be eligible to claim.
Protect your mortgage and family!
Our over 50s insurance policies are designed to suit your exact needs.
We'll take care of the paperwork!
No need to trawl through reams of paperwork, we can do it for you!
